Fixed Deposit can be opened with a minimum balance of NPR. 10,00,000.Payable on Maturity.Penal interest is levied on withdrawal of fixed deposit prior to maturity.Interest is payable Quarterly.Tax is deducted at source from the interest on saving deposit as per the income Tax Act, 2058 (2001).Nomination facility is available.Tenure: 6 months to 5 years.