Mr. Pokharel holds a Master's Degree in Economics, a Bachelor's Degree in Law from Tribhuvan University, and a PGDM from Kathmandu University. He has consistently contributed to ADBL since 2057 B.S. and currently serves as the Deputy General Manager (Credit Approval and Control).

His career at ADBL has encompassed diverse roles, including Branch Manager in Mugu, Pulchowk, Hetauda, and Kalanki, and Regional Director in Bhairahawa. He has also led key departments such as Information Technology, Business Credit and Trade Finance, Trade Finance, Branch Operation and Marketing Management, and Central Operations. Notably, he served as the Main Branch Manager in corporate banking and as DGM (Bagmati and Gandaki).

Mr. Pokharel's experience extends beyond ADBL. He served as a Board Member at a Fund Management Company and currently chairs another. His expertise encompasses credit business, international trade, recovery, and operations.