1) Account Operations

SN	Description	Fee/ Charge
1.1	Account Opening	Free
1.2	Account Operation	Free
1.3	Account Statement issuance	Free
1.4	Balance Certification	Free
1.5	Account Close	Free
1.6	Remittance Deposit to Particular Account	Free
1.7	ABBS Service	Free
1.8	Issuing Cheque including Good for Payment Cheque	Free
1.9	Stop Payment of Cheque	Free
1.10	Cheque Book Issuance against Lost Cheque Book (Both Saving and Current Account)	NPR200
1.11	Cheque Return due to Insufficient Balance (to be deducted from a/c holder's a/c	NPR200

2) Fixed Deposits

SN	Description	Fee/ Charge
2.1	FD Pre Mature	3% of Principal Amount of remaining period
2.2	Issuance of FD Slip if lost	NPR1000

3) ECC

SN	Description	Fee/ Charge
3.1	Regular Cheque (Nepali Currency) less than NPR200000	Free
3.2	Regular Cheque (Nepali and Foreign Currency)	NPR25
3.3	Express Cheque	NPR100
3.4	Regular High Value Cheque Clearing	NPR100
3.5	Late Presentment	NPR200

4) Locker Charges (with Dimensions and Locked Amount)

(Annual Maintenance Charge)

SN	Description	Fee/ Charge
4.1	14.95*21.65*21.65 (Locked Amount NPR15000)	NPR 6000
4.2	12.84*16.92*19.65 (Locked Amount NPR15000)	NPR4500
4.3	7.48*21.65*21.65 (Locked Amount NPR15000)	NPR4000
4.4	11.14*14.08*19.68 (Locked Amount NPR15000)	NPR3500
4.5	12.84*8.04*19.68 (Locked Amount NPR15000)	NPR3000
4.6	6.36*19.62*19.68 (Locked Amount NPR15000)	NPR3100
4.7	7.48*10.24*19.68 (Locked Amount NPR15000)	NPR2800
4.8	5.00*14.08*19.68 (Locked Amount NPR15000)	NPR2600
4.9	6.36*8.04*19.68 (Locked Amount NPR10000)	NPR2200
4.10	5.00*7.00*19.68 (Locked Amount NPR10000)	NPR2000

(If unable to pay locker fee in time)

SN	Description	Fee/ Charge
4.14	Within 1 month	Addition to 10% of Fee Amount
4.15	Within 2 months	Addition to 20% of Fee Amount
4.16	Within 3 months	Addition to 50% of Fee Amount
4.17	Locker Breaking Charges	As per actual basis

5) Domestic Visa Debit Card

SN	Description	Fee/ Charge
5.1	Issuance	NPR 250
5.2	Annual renewal	NPR 250
5.3	Reissuance in case of loss	NPR 250
5.4	Pin regeneration	NPR 100
5.5	Stop Card	Free
5.6	Foreign Card at ADBL ATM	NPR 499.99
5.7	Card Link (Other Account) Charge	Free
5.8	ADBL Card in Other Bank's ATM ( Free Two TXN)	20
5.9	ADBL Card in ADBL ATM	Free
5.10	ADBL Card in India Network	INR 225
5.11	E-com Registration Fee	NPR 250
5.12	Uncollected Card Charge	NPR 250
5.13	Dispute Management Fee	As per Network rule
5.14	Instant Debit Card	NPR 500
5.15	Balance Enquiry Fee	Free
5.16	Release Block Card Pin	Free
5.17	Request for CCTV Record	Free

6) ADBL Visa International Dollar Card (E-Com)

SN	Description	Fee/ Charge
6.1	Joining/Subscription Fee	NPR 500
6.2	Renewal Fee	NPR 500
6.3	Replacement Fee	NPR 500
6.4	E-com Activation Fee	Free
6.5	Top up Charge	NPR 500
6.6	Dispute Management Fee	As per Network rule
6.7	Balance Certificate Issuance	Free
6.8	Balance Enquiry from own ATM	Free
6.9	Statement Regeneration	Free

7) ADBL Visa International Dollar Prepaid Card

SN	Description	Fee/ Charge
7.1	Joining/Subscription Fee	USD 10
7.2	Renewal Fee	USD 10
7.3	Replacement Fee	USD 10
7.4	E-com Activation Fee	USD 5
7.5	Pin-Reissuance Fee	USD 0.5
7.6	Top up Charge	USD 10
7.7	ATM Withdrawal (Except Nepal and India)	USD 3 or 0.5% whichever is higher
7.8	Balance Inquiry from other ATM	USD 1
7.9	Balance Enquiry from own ATM	Free
7.10	Dispute Management Fee	As per Network rule

8) ADBL Visa Credit Card

(Subscription and Annual Fees)

SN	Description	Fee/ Charge
8.1	Subscription Fee	NPR 1000
8.2	Supplementary Subscription Fee	NPR 750
8.3	Annual Fee	NPR 750
8.4	Supplementary Annual Fee	NPR 500
8.5	Re-Issuance Fee (Damage / Replace)	NPR 1000

(Transaction Fee)

SN	Description	Fee/ Charge
8.6	Cash Advance Fee (ATM) in Nepal	NPR 150
8.7	Cash Advance Fee (ATM) in India	NPR 250
8.8	Interest Rate on Cash Advance Amount	2% Per Month
8.9	Balance Enquiry Fee from Other ATM	NPR 15
8.10	Balance Enquiry Fee from ADBL ATM	Free

(Other Fee)

SN	Description	Fee/ Charge
8.11	Late Payment Fee	NPR 250
8.12	Interest Rate	2% Per Month
8.13	Pin Re-Issuance Fee	NPR 100
8.14	E-comm Registration Fee	NPR 500
8.15	Temporary Limit Enhancement Fee	NPR 500
8.16	Permanent Limit Enhancement Fee	NPR 500
8.17	Transaction Dispute Management Fee	NPR 250
8.18	Statement Reprint Charge	Free
8.19	Balance Certificate Issuance Fee	Free

9) Mobile/Internet Banking Section

(Registration/ Maintenance Fee)

SN	Description	Fee/ Charge
9.1	Mobile Banking Registration Fee	NPR 200
9.2	Mobile Banking Renew Charge	NPR 150
9.3	Mobile Banking PIN Reset	NPR 10
9.4	Mobile Banking Password Reset	NPR 10
9.5	Internet Banking Registration Fee	NPR 200
9.6	Internet Banking Renew Fee	NPR 150
9.7	Internet Banking PIN Reset Fee	NPR 20
9.8	Internet Banking Password Reset Fee	NPR 20
9.9	Kisan App Registration Fee	NPR 100
9.10	Kisan Card Registration Fee	NPR 100
9.11	Kisan Card Replace/Repair Fee	NPR 50
9.12	Kisan Card/App Pin and Password Reset	NPR 10

Transaction Related Fee (Fund Transfer)

SN	Description	Fee/ Charge
9.13	Intrabank Fund Transfer ( ADBL to ADBL)	Free
9.14	QR Merchant Payment	Free
9.15	Interbank Fund Transfer	NPR 10
9.16	Kisan Card Transfer	Free

Transaction Limit (Mobile Banking)

SN	Description	Fee/ Charge
9.17	Per day Maximum no of Transaction	25
9.18	Per Transaction in ADBL network	Free
9.19	Per Transaction Transfer in Wallet	Free
9.20	Per Transaction Transfer Charge	NPR 10
9.21	Per Transaction Maximum Limit	NPR 100000
9.22	Per Day Limit	NPR 200000
9.23	Per Month Limit	NPR 1000000

10) Depository Services Section

SN	Description	Fee/ Charge
10.1	Demat registration Charge	NPR 50
10.2	DEMAT Annual Maintenance Fee	NPR 100
10.3	Mero Share Registration Charge	NPR 50
10.4	Mero Share Renew Charge	NPR 50
10.5	REMAT (Rematerialisation) Charge	NPR 50
10.6	Pledge Charge	NPR 50
10.7	Freeze Charge	NPR 25

11) Remittance Section

11.1 ADBL Remit

SN	Description	Fee/ Charge
11.1.1	1 - 10000	NPR 125
11.1.2	10001-25000	NPR 150

11.2) Agency Remit (Only Payment)

SN	Description	Fee/ Charge
11.2.1	IME Remit	Agency Rule
11.2.2	Prabhu Remit	Agency Rule
11.2.3	Prithivi Remit	Agency Rule
11.2.4	Sewa Remit	Agency Rule
11.2.5	CFS Remit (Himal Remit)	Agency Rule
11.2.6	Western Union	Agency Rule
11.2.7	Esewa Remittance	Agency Rule
11.2.8	EsayLink Remittance	Agency Rule
11.2.9	City Express Money Transfer	Agency Rule
11.2.10	Siddhartha Remit	Agency Rule

12) NCHL-IPS

SN	Description	Fee/ Charge
12.1	Transactions Limit Up to 500	NPR 2
12.2	Transactions Limit  501 to 50000	NPR 5
12.3	Transactions Limit  Above 50000	NPR 10
12.4	Transactions PFDS and PFSA	NPR 10

13) Connect IPS

13.1) General Transaction Fee

SN	Description	Fee/ Charge
13.2	General Transaction Up to 500	NPR 2
13.3	General Transaction Above 500 to 5000	NPR 4
13.4	General Transaction Above 50000	NPR 8

13.2 GoN Transaction Fee

SN	Description	Fee/ Charge
13.2.1	GoN Inland Revenue Payments (NPR 0.01 - 10000)	NPR 2
13.2.2	GoN Inland Revenue Payments (NPR Above 10000)	NPR 5
13.2.3	Other Government Tax Payments	Slab Based (NPR.2-8)

13.3) Other Creditor/Merchant/NPI members Transaction Fee

SN	Description	Fee/ Charge
13.3.1	0.01-500	NPR 2
13.3.2	Above 500 - 5000	NPR 5
13.3.3	Above 5000 - 50000	NPR 10
13.3.4	Above 50000	NPR 15

14) RTGS Transactions

RTGS Outward Transactions

SN	Description	Fee/ Charge
14.1	RTGS (within 2:00 PM)	NPR 10
14.2	RTGS (after 2:00 PM)	NPR 20
14.3	RTGS Inward Transactions	Free

15) Market Maker (long term Government Securities)

Instrument value range

SN	Description	Fee/ Charge
15.1	0 - 100000	0.50%
15.2	100000 - 500000	0.40%
15.3	500000 - 1000000	0.30%
15.4	1000000 - 5000000	0.20%
15.5	5000000 and above	0.10%

16) Government Transactions

SN	Description	Fee/ Charge
16.1	Cash/ Teller Transactions	Free

17) Draft / NRB Cheque

SN	Description	Fee/ Charge
17.1	NRB Cheque Issuance	NPR 150
17.2	NRB Cheque Cancellation	Free

18) For Inward SWIFT

SN	Description	Fee/ Charge
18.1	Up to NPR 500,000	NPR 500
18.2	From NPR 500,000 to NPR 1000,000	NPR 1000
18.3	From NPR 1000,000 to NPR 2000,000	NPR 1500
18.4	Above NPR 2000,000	NPR 2000

19) For Outward SWIFT (Account Holders with ADBL bank)

SN	Description	Fee/ Charge
19.1	Transfer in USD	USD 5 or 0.20% of amount whichever is higher + SWIFT Communication charge NPR 1000
19.2	Transfer in GBP	GBP 5 or 0.20% of amount whichever is higher + SWIFT Communication charge NPR 1000
19.3	Transfer in EUR	EUR 5 or 0.20% of amount whichever is higher + SWIFT Communication charge NPR 1000

20) For Outward SWIFT (Customers without Account at ADBL bank)

SN	Description	Fee/ Charge
20.1	Transfer in USD	USD 8 or 0.30% of amount whichever is higher + SWIFT Communication charge NPR 1000
20.2	Transfer in GBP	GBP 8 or 0.30% of amount whichever is higher + SWIFT Communication charge NPR 1000
20.3	Transfer in EUR	EUR 8 or 0.30% of amount whichever is higher + SWIFT Communication charge NPR 1000

21) SWIFT Communication Charges

SN	Description	Fee/ Charge
21.1	SWIFT Communication Charge	NPR 1000
21.2	Amendment in SWIFT Message on customer request for Account Holders	NPR 800
21.3	Amendment in SWIFT Message on customer request for Non-Account Holders	NPR 1000

22) Inward SWIFT Returned due to mismatch of Account Name, Account Number etc.

SN	Description	Fee/ Charge
22.1	Amount above USD 100	USD 20 or NPR 2000 whichever is higher
22.2	Amount equal to or below USD 100	USD 5